The Right Loan is only a Signature Away
Whether you're in the market for an auto loan, VISA credit card, a personal loan or a share-secured loan, Cal Poly FCU has a product to meet your needs. We offer loans that make sense to our member's budget. Enjoy the many features our consumer loans offer:
· Competitive rates
· Flexible terms
· No funding fees (excludes HELOC loans)
· Quick loan processing - Approval within 24 hours
· Easy application process
· 1.00% rate discount with automatic payment process-to include payroll deduction, direct deposit payments and ACH processing.
· On-line loan application process
· Pre-approvals available for auto loans
At Cal Poly Federal Credit Union we work hard at finding the right loan for your lending requests. We have a wide variety of loan products to fit your specific financial needs:
New and Used Vehicle Loans We make your car buying experience a breeze. Whether you want to buy a new or used car, truck, SUV or van, we offer competitive loan rates and terms to fit nearly every budget. Financing available up to 100% of purchase price of the vehicle loan with terms up to 72 months. The Credit Union will reward our members with a 1.00% rate discount for those who elect to repay their loan automatically through payroll deduction, transfer from a Cal Poly Federal Credit Union checking account or ACH credit. Click here to check out our RATES.
The time is right to get your NEW auto loan from Cal Poly Federal Credit Union! Take advantage of a great auto loan rate based on member's credit score and year of vehicle.
Older Used Vehicles including Classics Financing available up to 80% of Kelly Blue Book value www.kbb.com/. Check out our RATES!
Get your Credit Union Financing Right at the Dealership - As a Credit union member, there are it is easy to take advantage of our great auto financing rates right at the dealership:
New RV, Motorcycle or Boat Loans - Financing available up to 80% of purchase price. Check out our RATES!
Secured Share or Certificate Loans - Looking for some quick cash. You can obtain up to 100% of the available balance of your share or certificate account. It's fast, easy, and very affordable. APPLY NOW!
 Signature Loan - Need money for a vacation, new tires or new living room furniture? Our signature loans are a low cost way to borrow up to $10,000. We offer terms up to 36 months. Check out our Rates!
Open-End Line of Credit - If you're not sure how much you'll need for expenses coming up, we can set up a line of credit for you. This loan account is established with a particular line and is advanced to you as you need it. Lines are available up to $10,000.
Home Eq uity Loan - Do you have a remodeling project, or interested in adding a pool to the backyard? Need a new roof? Do you have a college education to finance? Is that dream vacation a little too far out of reach? Or are you interested in debt consolidation? The equity in your home can be the answer! Home Equity Lines of Credit are available up to $200,000 and can give you financial Freedom. Download a brochure on our Home Equity Loan.
VISA Credit Card - Credit lines available up to $10,000. Discover the convenience and worldwide acceptance of our VISA credit card. With our low 9.99% apr rate, NO annual fee, NO balance transfer fee, NO overlimit fee, NO penalty rate, our VISA card is an ideal way to pay for purchases and travel expenses. Did your credit card company eliminate your Grace Period -- we still have a Grace Period (which means if you pay off your balance in full each month by the due date, there are no finance charges). Plus you can easily transfer your high rate balances of your other cards to our low rate card. APPLY NOW!
Computer Loans - Up to $3,000 available. Need a computer? Whether it's for homework (your own or your children's) or for you to "surf the net", the economical way to purchase that PC is with a low cost computer loan from Cal Poly FCU. APPLY NOW!
Do you have a loan question? Direct your questions to cathy@calpolyfcu.org.
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