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Cal Poly Federal Credit Union Privacy Notice
Cal Poly Federal Credit Union recognizes the importance of protecting the privacy of our member's personal information and is committed to upholding a strict privacy policy. Protecting your privacy, along with your financial assets is our top priority.
| Facts |
Cal Poly Federal Credit Union Privacy Policy What does Cal Poly FCU do with your personal information?
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| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This includes:
- Social Security Number and Income
- Name, Address and Authorized Signers
- Account balances and Payment history
- Credit history and Credit scores
When you are no longer our member, we continue to share your information as described in this notice.
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| How? |
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share thier member's personal information; the reasons Cal Poly Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information |
Does Cal Poly FCU Share? |
Can You Limit This Sharing? |
| For Our "Everyday Business Purposes" - Such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
| For Our Marketing Purposes - To offer our products and services to you. |
Yes |
No |
| For Joint Marketing With Our Non-Affiliates Companies |
Yes |
Yes |
| For Non-Affiliates To Market To You. |
No |
We do not share |
| To Limit Our Sharing |
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If you would like to limit your sharing contact the Credit Union by:
- Calling our office at 909.869.6800
- Visiting our office
- Sending us a written request to Cal Poly FCU
3801 W. Temple Ave., Bldg. 35, Pomona CA 91768
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our costumer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
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| What We Do? |
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| How Does Cal Poly FCU Protect My Financial Information? |
To protect your personal information from unauthorized access and us, we use security measures that comply with federal law. These measures include computer safeguards, secured communications lines, and building. |
| How Does Cal Poly FCU Collect My Personal Information? |
We collect your personal information; for example, when you:
- Open an account or apply for a loan
- Conduct transactions with us
- Use your Debit, Credit or ATM card
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| Why Can't You Limit All Sharing? |
Sharing with affiliates for everyday business purposes.
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
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| What Happens When You Limit Sharing For An Account You Hold With Someone Else? |
If you elect to limit sharing this choice will limit information sharing for al account holders. |
| Definitions |
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| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Cal Poly Federal Credit Union does not have any affiliates. |
| Non-Affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. An example of a non-affiliate who we share with is, CUNA Mutual, an insuranace company. |
| Joint Marketing |
A formal agreement between non-affliated financial companies that together market financial market financial products or service to you. Our joint marketing partners include CUNA Mutual. |
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