The words “Identity Theft” have become a very common term today. It continues to be the most rapidly growing crime in America.  In a recent survey from the Federal Trade Commission over 8.3 million American consumers were victims of identity theft annually.  We can contribute some of the increase of this crime to technology as criminals become more tech-savvy and are using several schemes to obtain consumer's financial account and personal information with intent to fraud. The best consumer protection against identity theft is education. The resource section of this site provides you with several websites that specialize in consumer protection and financial management tools.

We've provided links to each of the three reporting agencies as well as a link to “www.annualcreditreport.com,” which provides consumers a free credit report from all three of the credit reporting agencies. It's always good practice to check your credit reports periodically to ensure no one is taking credit out in your name. And of course the Credit Union is your resource, please feel free to call us anytime with questions or email us at staff@calpolyfcu.org.

The Links below are services that will aid you with your banking at Cal Poly Federal Credit Union and provide you with valuable financial information.  Please keep the following in mind when clicking on one of the links:

1) The linked sites are not owned or controlled by the credit union.
2) The credit union is not responsible for the availability, content or security of the linked site. 
3) We are not responsible for any claims related to any goods or services obtained from the linked site. 
4) The linked site's privacy polices may differ from those of the credit union and the credit union is 
not responsible for compliance with those policies.

Click on the website title to visit the sites below. 

• Federal Trade Commission -  This government site is an excellent resource for consumer education and provides numerous consumer protection tools.
  
• Fraud Education - This site hosted by Liberty provides a on-line consumer fraud tutorial.     
  
• Consumer Credit Counseling - By Design is a local credit counseling service that specializes in consumer debt consolidation and counseling services.
  
• Get Net Wise - this site provides consumer with practical tips to protect you from cyber crimes and tips to protect your children on-line.
  
• FDIC Consumer Education - this federal government site provides several tutorials on consumer financial education and consumer protection tools.
  
• Annual Credit Report - this site provides consumers an opportunity to view their credit report free from all three of the credit reporting agencies.  One free report is available annually from each of the reporting agencies. 
  
• Equifax
  
• Experian
  
• Trans Union
  
• USA Today Education On-line - Financial education offering relevant, timely, real world resources.
  
• On Guard Internet Crimes - this site offers practical tips from the federal government and technology industry to protect consumers from Internet fraud.
  
• Financial Education - This site is hosted by the US Financial Literacy & Education Commission.  It provides consumer financial educational resources. 
  
•  NCUA- The National Credit Union Association provides consumer with valuable financial education and fraud protection education.
  
• Practical Money Skills - PracticalMoneySkills.com is a free Website designed to help educators, parents and students practice better money management for life.
  
• VISA Consumer Education - This site is hosted by VISA and provides consumers with credit management education.