Are you ready to go shopping (online or retail store)? Be ready and equipped with your Cal Poly Federal Credit Union’s VISA credit card in hand. You’ll have peace of mind knowing your Cal Poly FCU VISA credit card has a LOW rate of 9.99% apr. You’ll save BIG on interest charges. Compare our rate to most department store credit cards at typically 20% apr + interest rates. Give yourself the gift of saving money by taking us shopping with you!