Smart Option Student Loan

Take control of your college financing with our Smart Option Student Loan with Sallie Mae.  The Sallie Mae Smart Option Student Loan gives you a choice of multiple repayment options, so you can choose the best option for you.

  • Deferred Repayment Option – Defer payments until after school, or pay as much as you want while in school, for maximum flexibility.
  • Interest Repayment Option – Make monthly interest payments while in school and for six months after school. You can benefit from an average savings of over 25% on your total undergraduate loan cost when compared to our Deferred Repayment Option.
  • Fixed Repayment Option – A fixed monthly payment amount while in school and for six moths after school.

With the Smart Option Student Loan you can borrow up to 100% of your school-certified cost of attendance. Check out Sallie Mae’s competitive rates and great student loan benefits.